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About Us

Orange Auto Insurance opened for business on January 1st, 2019 in the small city of Grover Beach, California with one priority: To deliver affordable auto insurance to San Luis Obispo and Santa Barbara County residents. It’s safe to say we delivered on that goal by providing excellent customer service, flexible payment options and the “no-hassle guaranteed quote” or also famously known as the “O-Quote”.

As the market continues to change, we look to evolve with it. Now we service all California residents that are in need of low-cost insurance premiums with nothing down (“O-Quote”). As a company we are never discouraged to encounter a client(s) with traffic tickets, DUI(s) or accidents. Orange Auto Insurance welcomes the challenge to insure you at any point. Our company mantra going forward is to make the color Orange synonymous with affordability.

An Independent Advantage

We are Independent Agents in San Luis Obispo, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Orange Auto Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.